Version 1.0 - September 5, 2026.
Status: accepted product direction for planning. This is the whole-product thesis, not a claim that the capabilities are live or approved.
Earn money. Build and trade your own asset bundles.
Forage is a social investing platform that helps people turn funded rewards, shared ideas and trading proceeds into personal ownership of tokenized equities. Customers can build and trade their own Bundles or choose an eligible trader to manage a defined allocation. They keep ownership and decide who may act, with what money and under which limits.
The thesis is simple: discovery brings people together; earnings give them more to use; Bundles give that money a home; Clubs offer a choice of trading expertise; Harvest connects available proceeds to the customer's next goal.
Discover together. Own individually.
One experience, four actions
Earn
Find useful merchant offers, receive funded cash rewards and access optional income products. Discounts lower spending; interest and dividends follow the actual product terms. Income may accrue daily without requiring a daily visit, but rates and payment schedules vary. Rewards and income do not guarantee trading profits.
Build
Choose eligible assets and create a personal Bundle. Buy, hold, add, sell or rebalance its holdings in a disclosed customer account. Discover original meme-themed plans through creators and communities, then make a version your own. Sharing a plan does not transfer assets or authorize a trade.
Trade
Trade your own Bundles, or separately enroll in an approved managed Club strategy. A vetted trader can act within a signed asset list, budget and other limits in a dedicated customer-owned account. Community membership alone grants no financial authority. Traders build a visible history of results, risk and conduct, and receive compensation only under approved terms.
A trader can post separate collateral against defined obligations. A conduct bond covers specified breaches; an optional funded loss reserve can reimburse a stated amount of eligible investment loss. Each customer sees the amount reserved, covered events and claim timing. This is limited risk sharing, not guaranteed capital or returns.
Harvest
Choose what available money does next. Move eligible rewards or settled proceeds into a personal Bundle, keep available cash or withdraw through an approved route. External crypto proceeds can join this flow where funding is supported. Harvest moves existing value; it does not create extra earnings, make all proceeds profit or remove investment risk. Automatic routing comes later under its own permission.
Why the parts belong together
Creators bring ideas and community. Customers bring goals and retain ownership. Approved traders bring a service with inspectable authority and accountability. Merchants fund specific benefits. Forage connects these participants through one clear view of holdings, earnings, costs and results.
Memes, trails and original collectibles make discovery recognizable and social. They never grant trading rights, improve investment odds or promise 100x returns. A customer can use offers without investing, invest without joining a Club, or leave a trading mandate without surrendering their remaining holdings.
The familiar Home, Explore, Portfolio structure stays. Explore contains offers, shared plans and Clubs. Portfolio shows self-directed Bundles and clearly labeled managed allocations. Home reports earnings and investment results without hiding losses. AI explains, drafts and simulates; it is not the discretionary trader.
What stays behind the interface
AGW supports ownership and recovery where approved. Dedicated accounts and limited local delegates enforce financial boundaries. Later mirrors coordinate bounded authority across supported chains; they never copy assets or protection capacity. Each holding retains its exact issuer, rights, custody and settlement record.
The planned stack remains a Next.js app, independent Railway API, reconciled ledgers and Foundry-ZKsync smart-account controls. Provider and operating approvals are separate from technical compatibility.
A business with identified funding
Collected merchant commissions and prefunded campaigns support promised rewards. Disclosed software, service and permitted financial fees can support operations. Customer principal, income and trader collateral are not free operating cash. No protocol token is required, and new deposits or token appreciation do not fund old promises.
Delivery and goals
Start with funded earnings and the complete self-directed Bundle lifecycle on one approved route. Add reviewed social sharing and manual Harvest as their routes pass. Managed Clubs, trader compensation and optional loss coverage are part of the accepted system, with separate legal, provider, security and claims gates. Broader automation, early-stage deals and multichain execution follow their own evidence.
Success means usable customer earnings, clear ownership, reliable trading and exits, honest trader records, fulfilled collateral claims and a business that covers its costs. Attention and trade count alone are not success.
Specification authority
The Clubs and Harvest extension defines this accepted expansion and its narrow supersessions. The Bundle specification still controls self-directed actions and initial financial release acceptance. The account model and experience rules remain in force. No application or value-moving contract is enabled by this thesis.